Online Loan Philippines: Apply fast cash loan with zero interest.
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Get first online loan
for 7 days with 0% interest

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Get first online loan for 7 days with 0% interest

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Only for repeated clients
Loan amount
PHP
0 10 000 0

Settlement amount

0 PHP 0 PHP
Apply for a loan
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Cash-express is FAST, EASY and CONVENIENT

  • hour Quick approval in
    15 minutes
  • business Loan amount up to
    PHP 20 000
  • visit Need only
    one document
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Cash-express Advantages

  • e-commerce Easy

    Simple and quick solution at the tip of your fingers

    • Apply anywhere you are
    • Only one document needed
  • technology Advance & Secured

    CXPH is utilizes advance digital tools to ensure your data is protected.

    • We carry the NPC (National Privacy Commission) seal of accreditation
    • We use the highest level of security to process and store your data. You are guaranteed confidentiality
  • money notification Fast & Convenient

    It only takes 5 minutes!

    • Get your loan proceed instantly in your bank account
    • Repay via online banking
    • Extend your loan due date

Getting the loan is easy!

  • 1

    REGISTER

    Create your profile and fill-out the application form

  • 2

    GET VERIFIED

    Take our call and wait for the decision in just minutes

  • 3

    GET CREDITED

    Once approve, money is transferred instantly to your bank

Apply for a loan

Customer testimonials

malithApollo
Cavite

The service is good and the process as well since you give a 1% interest for the initial loan. I did … not get my requested amount but that’s acceptable because it was my first loan. The process and approval were completed within 15 mins. The Customer Service was a great help to finish my application. I rate you to 10 for excellent service and fast approval. For the time being, I don’t have any thoughts or remarks about your loan process. You have a good system or process. more

12.09.2021
aroshaLeo
Makati

Good and excellent service. My loan amount request was not met but that is fine. The process was good, … quick and convenient because you gave it a prolongation. I was a first-time borrower who felt it was a fraud, but the customer service was quite helpful until I received the approved amount. more

08.11.2021
raveenaMelanie
Muntinlupa

The Customer Service is good in assisting my concerns and application. There is no issue with the process … because you have fast approval and excellent help from customer service. You guys need to increase the amount of money you lend and the terms you provide. more

01.10.2021
roshaniDannie
Iloilo

I got the concern on the mobile number, but the customer care is extremely attentive and willing to assist … me with whatever information I require. You have a good service compared to other companies and I will give you a 10 score for the service. My only concern is that I wish you could have an online application rather than a website. more

21.07.2021
KarrenKarenn
Imus, Cavite

When it comes to client inquiries, you respond quickly. The amount you provided was fit for emergency … situations. The loan application was completed online, the process was quick. Customer service is friendly and helpful, and they have good cooperation. Approval and disbursement is in fast process. I’m hoping that the interest rate on the second loan will be lower. more

18.11.2021

Get first online loan for 7 days with 0% interest

What are Online Loans

Are you facing a financial emergency but lack sufficient savings or access to traditional loans? Look no further! Online lender Cash-express offers online loans in the Philippines may be the perfect solution. As online lending gains popularity in the Philippine, a loan providers offer a straightforward option to apply for and receive funds quickly.

Whether you need to borrow money for a medical emergency, home improvement, car repairs, or unexpected expenses, consider cash-express unsecured loans a fast and convenient solution. Just be sure to understand the risks before taking the plunge.

We process your application in just one business day! One of the lending companies, Cash Express, makes sure that our customers get the personal loan they need quickly and easily. Our online process is designed to be as simple as possible, so you’ll have your money in no time.

How to apply for a loan

Turn to Cash-Express for a hassle-free fast loan. Get approved within minutes by completing a simple application and verification process. Your loan amount will be directly deposited into your bank account for easy access.

Plus, extending your loan due date is a breeze. Create a personal profile and submit your application today to receive a decision in just 15 minutes.

Cash-Express offers flexible limits and payment periods to fit your needs. Borrow any amount from 1000 to 20,000 PHP, with payment options of 7 or 14 days. Apply now for the financial help you need when you need it.

Why do people take online loans?

Many Filipinos turn to online loans when they cannot access traditional banking services. It is much faster and easier than other credit options, making it a popular choice for those who need quick funding.

When do you need a loan?

There are certain scenarios when a loan may be necessary. These include:

Holidays and Vacations

Don’t let a lack of funds ruin your special celebrations with loved ones. From gifts to party supplies, credit can help you cover any unexpected expenses. We can give you the money anywhere you are! Whether you’re enjoying the beach of Boracay or the mountains of Baguio City.

No Salary

Struggling to make ends meet? Loan can provide the financial relief you need for essential expenses like food and bills. We offer same-day funding, so you can make it through the month.

Unforeseen Expenses

Home repairs and other unforeseen costs can quickly add up. With our credit product, you can get the extra funds necessary to cover these expenses and breathe easier.

Emergencies

Life happens, and unexpected expenses like medical bills or urgent home repairs can come out of nowhere. If you face a financial emergency and don’t have other options, an online loan can provide practical relief.

Auto repairs

Unexpected car repairs can be a financial burden, especially if you rely on your vehicle for daily transportation. We offer loan product to help cover the cost of any auto repair quickly and easily.

Gadgets, devices, and appliances!

Do you have an old laptop or phone that needs replacing? With Cash-Express, you can get the funds for a new device and enjoy the latest technology. Need an appliance for your home or office? We can help you get the money needed to buy it and have it delivered straight to your door.

Short-term needs

Sometimes, you need money for a short amount of time to cover a special event or bridge a temporary financial gap. In these cases, a fast cash can be a smart choice for quick access to cash.

Remember that taking out a loan is a serious decision, so be sure to consider all your options before committing. Cash-Express is always here to help you with the process, whether you need a small loan or an urgent one! Reach out today and let us know how we can help.

Where to get a cash loan urgently

If you’re in a financial bind and need cash now, there’s good news: you don’t have to leave your home to get a loan. Several companies in the Philippines offer fast online loans that are easy to apply for and can be approved within minutes.

All you need is a valid ID and a bank account. While most of these lenders don’t require credit history, work experience, education, or marital status, they do have specific eligibility criteria, such as a minimum income requirement. Be sure to carefully review the terms and conditions before applying.

To get started with Cash-Express, simply register on our website and indicate the card you want the money sent to. It’s that easy! Don’t let financial stress overwhelm you. Take advantage of fast cash loans and get the money you need today.

Advantages of a loan online on your card

Cash-Express offers a convenient loan solution that can be used for any short-term financial needs. Here are some of the benefits:

Convenience

With Cash-Express, you don’t need to leave your home or wait in line at a bank. You can complete the entire online application process from the comfort of your own home.

Flexible Payment periods

Enjoy the freedom to choose when and how you pay back your loan with flexible payment periods. Whether you prefer 7 or 14 days to repay, our repayment plans make it simple and stress-free. Take advantage of our convenient online service today!

Highly secured

Don’t stress about the safety of your personal data – our state-of-the-art encryption technology ensures your information is completely protected. CX PH is proud to hold accreditation from the National Privacy Commission, guaranteeing your confidentiality. Plus, our advanced digital tools make the loan process easy and efficient.

Low-interest rates

Cash-Express offers a 0% interest rate – one of the best online loans in the Philippines!

Fast Approval

Get a quick cash in 15 minutes with Cash-express. Say goodbye to the hassle of waiting for days for a decision or jumping through hoops to get approved. With their instant approval loan proceeds, you can potentially receive up to PHP 20,000 on your card. So if you’re facing an unforeseen expense or cash flow crunch, don’t fret. Cash-express is here to help you get the funds you need quickly and effortlessly.

Documentary requirements for loan

Get cash with just one valid ID and an active personal bank account or e-wallet. Simply provide a picture of your chosen ID and snap a selfie holding the same ID. We accept any of the following IDs:

  • – Passport
  • – National ID
  • – Driver’s license
  • – SSS
  • – UMID
  • – Postal ID
  • – PRC ID.

That’s all it takes to get your loan approved with us!

It’s important to note that when applying for online cash loans from a legit lender like Cash-express, you will only have to provide supporting documents such as proof of identification, address, and income. You should not be asked to pay an upfront fee of any sort, and applying for a loan from an online loan company is safe as long as you only deal with legitimate companies.

Online loan application Step-by-step in Cash-express

Cash-express has got you covered with their streamlined process.

Simply follow these three steps:

1. Register: Create a profile on the site and fill out the application form using our loan calculator (choose type of loan, amount and term), sign loan agreement.

2. Loan approval: Receive a call from Cash-express and receive a decision in just minutes!

3. Get funded: Once approved, the money will be instantly transferred from the finance company to your bank account.

With just an ID card, you can apply for a loan and our fully automatic review system will process your application in no time. If approved, you can receive the funds via ATM card or bank account within 24 hours of applying. Don’t wait any longer – get the cash you need today!

Low-Interest rate

Cash-Express offers some of the lowest interest rates for online loans in the Philippines.

The interest rate is determined by 2 following factors:

New client or Repeated client

Are you a new client or a repeat client of Cash-Express? If you are a new customer, the interest rate will be higher than if you are an existing customer. For our first-time customers, a maximum amount of 10,000 pesos is available with a 0% annual percentage rate (APR) in your first 7 days of the credit plan!

Payment frequency (7 or 14 days)

Choose to pay back the loan over 7 or 14 days with easy payment plans. The interest rate changes depending on your chosen duration of payment. Generally, a longer period will come with a slightly higher interest rate. But, this generally translates to lower payments that are more comfortable for your budget.

First loan terms

Get an easy loan from Cash-Express with clear terms! For a 7-day loan, enjoy 0% interest per day on the Principal for the first 7 days. For the second period of the loan, the interest rate is only 1.99% per day.

Similarly, for a 14-day loan, enjoy only 1% interest per day on the Principal for the first 14 days, with a low-interest rate of 1.99% per day for the second period of the loan. We make it easy for you to quickly access the funds you need, without having to worry about fees.

Repeated loan terms

For our repeat customers, enjoy the same low-interest rates as your first loan. That’s right—the same 1.99% interest per day with no fees for renewal.

So don’t delay—apply for a low-interest loan from Cash-Express today and get the help you need in a timely fashion! With our comprehensive yet simple application process, you can easily access instant credit with fewer hassles.

✅ Loan offer: Online loans in the Philippines
✅ Loan amount: 1,000 PHP to 20,000 PHP
✅ loan term: 7 or 14 days
✅ Interest rate

for first 7-day loan:

 0%
✅ Interest rate

for first 14-day loan:

 Only 1% interest per day
✅ Interest rate

for repeat loan:

 1.99% per day
✅ Loan decision: 5-15 minutes
✅ Age of borrower: 21-70 years old
✅ Occupation: Currently employed or with a stable source of income
✅ Location: Filipinos that are currently living in the Philippines
✅ What are the requirements: Passport, National ID, Driver’s licence, SSS, UMID, Postal ID, PRC ID

Late payment/Penalty

Late Payment? Expect Daily Penalties!

When a credit repayment is delayed, penalties start accumulating immediately – that’s from the 1st day of delay until the loan is repaid in full, sold off, or accruals are suspended.

You’ll be charged a penalty rate of 1% per day of the loan amount, plus an extra penalty on days 5, 10, 15, 20, 25, and 30, totaling 125 PHP. If you fail to make timely payments, penalties can quickly add up.

To avoid the unnecessary financial burden and keep your credit score in good standing, Your payment requirements should always be met on time. If you cannot repay the loan on time due to unforeseen circumstances, contact our customer service team for help. We’re always here to help!

How to Repay a Loan?

It’s crucial to use a unique reference number for each payment. Here’s what you need to do:

  • First, log in to your Cash-express personal account. Then, select the amount that works for you.
  • Finally, click the “Repay” button and follow the prompt to open the Dragonpay window. Keep these steps in mind for a successful loan repayment process!

Repaying your loan with Cash-express just got more convenient! We offer various payment options, including Dragonpay, GCash, CLIQQ, 7-Eleven, and other internet services.

Need assistance?

No problem. Our customer service is just a phone call or an email away. And if you have concerns about data protection, rest assured that our compliance and data protection department is ready to assist you.

We also prioritize compliance with applicable laws and provide dispute-resolution services. So don’t hesitate to contact us if you have questions about your loan or need assistance. We’re always here to help.

Be a Responsible Borrower!

So, you’ve already taken out a loan with Cash-express and want to be a responsible borrower? Here are our 3 tips!

Always make sure you can afford the payments

Before taking out a loan, ensure that you have an income or savings that will cover your ongoing expenses, including loan repayment. Be mindful of the things that you purchase and make sure they will not affect your ability to repay on time.

Know the total cost of your loan

Look out for any additional fees beyond the principal amount and interest rates, such as processing fees or late payment penalties. Make sure you understand all of these costs before signing up for a loan.

Make timely repayments

If you can’t afford to make the full repayment on time, contact your lender. You may be able to work out a payment plan or different terms that are suitable for both parties. Whatever it is, make sure you prioritize paying off the loan as quickly as possible.

Ease Your Financial Burden with Cash-Express!

No matter what your financial needs are, Cash-Express is here to help with. We offer competitive and low-interest loan options with flexible repayment plans that make it easy to get the funds you need. So, don’t wait—apply for a loan today. We are dedicated to bringing you financial relief, wherever you are in the country. Apply now and start living the life you deserve.

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Terms & Conditions

Cash-Express Philippines Financing Inc. (the “Company”) is an information technology-based loan services provider accessible at https://cash-express.ph (the “Website” or the “Platform”) providing, managing and operating the Website for its users.

By using the Website, you hereby acknowledge that you have read and understood, and unconditionally accepted and agreed to be bound by all the terms and conditions (the “Terms & Conditions”) below, whether you are a registered member of the Website.

1. Composition of the Terms & Conditions

These Terms & Conditions also include the following additional terms which shall apply to:
(a) Privacy policy and data protection requirements. Any personal or other sensitive information relating to any user of the Platform will be collected, processed, stored and transferred for legitimate purpose or purposes pursuant to and in accordance with applicable laws of the Republic of the Philippines regarding data privacy protection. By continuing using the Website and by providing information requested by the Platform, you hereby provide your full consent for such disclosure and processing of your personal information;
(b) Lender’s terms and conditions. Users of the Platform intending to act as lenders will be subject to accepting a services agreement relating to money lending services on the Platform and lender’s terms and conditions. For avoidance of doubt, all such texts and documents will be easily accessible on the Website for such users;
(c) Borrower’s documentation. Users of the Platform intending to act as borrowers will be subject to accepting a loan agreement establishing rights and obligations between the lender and the borrower.

2. Changes in the Terms & Conditions

The Terms & Conditions are subject to change at any time and upon the Company’s discretion without need for notification to the users of this Website. All changes made are timely published on the Website following mandatory notification of all registered users of the Platform and will be effective as of the date specified in the updated version of the Terms & Conditions and/or such notice, as applicable. Any further use of the platform following publishing of an updated version of the Terms & Conditions shall be deemed as acceptance of an updated Terms & Conditions.

3. Coverage area

The Website is designed and construed to provide information technology-based financial services within the territory of the Republic of the Philippines. However, the Website is accessible and open for general use worldwide, therefore, some of the Website’s content may not be applicable or appropriate for such use outside the Republic of the Philippines.

4. Registration

By completing registration within the Platform, you hereby represent and warrant that:
(a) information, declarations, documents, representations and warranties made, given or as evidenced by any documents submitted within the Platform are and will continue to be true, accurate and correct in all respects and will comply with applicable laws and regulations at all times;
(b) you have legal capacity and authority to be bound by a contract (private individuals must be at least 18 years old);
(c) you must be an individual who is a citizen of the Philippines and residing within the territory of the Republic of the Philippines;
(d) prompt notification will be given to the Platform in case of change of one of the following details: residence or business address, employment status, phone number and e-mail address;
(f) upon completion of the registration within the Platform you express your full consent to receive marketing content from the Company via emails, text messages, calls, mobile applications or other channels of communication. The Company will use your detail contacts indicated upon registration as a user. The Platform reserves its right to reject registration applications as a lender or as a borrower at its own discretion. The privacy policy disclosed on the Website must be accepted to complete the registration within the Platform. The privacy policy stipulates Platform’s policies on privacy rights regarding collection, use, storage, processing, disclosure and security of users’information when you use the Website. This Privacy Policy applies to all personal and sensitive information processed through the Website.

5. Use of the Website

Use of the Website requires stable and constant internet access, and may also require periodic hardware or software updates. All fees and charges (including telecommunication fees, data, etc.) payable in relation to usage of the Website shall be borne by the user. By using the Website, you confirm that you are acting on your own behalf and in your interests. If you are using or have plans to use the Website on behalf or in the interests of any third parties (beneficiaries) you shall immediately stop using the Website. The Website may only be used for a limited purpose indicated hereof. The Website may not be used for the following purposes:
(a) illegal or unlawful purposes;
(b) collecting and/or stealing data from the Website, including, inter alia, personal data of other users of the Website;
(c) affecting performance of the Website in any manner;
(d) disruption of the Website’s operations, including, but not limited to using special codes or software to manipulate or change functions available on the Website;
(e) any other acts that may do harm to the Website’s infrastructure and its facilities. The Website’s operating hours are subject to change following mandatory maintenance works on which all users will be duly informed beforehand. All instructions received from a registered user’s account are deemed to be accurate and correct. However, the Platform reserves its right under its sole and absolute discretion to suspend operations on your account if such instructions were not entirely clear, lack necessary information, unidentifiable identity, or such other grounds deemed as unlawful by nature or if the account is projected to be compromised.

6. Mobile Device Access

Upon installation of the Cash-express Application (the “App”) to the borrower’s mobile device, the borrower hereby voluntarily agrees and consents that the App’s administrator shall have unlimited access to the borrower’s mobile device for the following purposes:
(a) Facilitation of the borrower’s use of the App’s services and/or access to the registration of the borrower’s App account;
(b) Provide App services;
(c) Process transactions and send notices regarding such transactions;
(d) Offers surveys, promotions and marketing communications;
(e) Improve App content and layout;
(f) Provide customer support;
(g) Improve App services and other related legitimate purposes.

Further, the borrower hereby agrees and consents that the App administrator, to ensure due settlement of the loan, may perform the following functions if the borrower defaults in the payment of the loan:
(a) Send push notification/s to the mobile device regarding loan payment details;
(b) Activation of the mobile device’s screen lock feature/s;
(c) Restore factory settings to the mobile device;
(d) Set password rules and personal identification numbers;
(e) Disable use of the mobile device’s camera;
(f) Such other functions relative to the mobile device access.

7. Intellectual property rights

The Company owns or is duly licensed to use, as far as applicable, all intellectual copyrights on the Website, content and all publications thereon. Any use of the Website or registration thereto may not be deemed as any legal grounds for transferring any kind of intellectual property rights, or it’s licensing. Notwithstanding the purposes, all trademarks, names and visual and textual content may be used only upon prior written authorization from the Company. The Company reserves its right to take any necessary legal actions and remedies related to any violation of section hereof.

8. Content

If you use our features that allow you to upload any content into the Website, you’re carefully responsible for its content, and you hereby represent and warrant that you have collected all necessary consents, permissions and authority from the disclosed of such information (including, but not limited to, personal data and details of any third parties as indicated thereon). The Company reserves its right and sole and absolute discretion to remove any information, documents or any other content uploaded through the Platform if such information, documents or any other content violates these Terms & Conditions or any other applicable laws, or which may infringe or compromise rights and obligations of any third parties. Such information, documents or any other content shall not:
(a) contain a defamatory, discriminative or insulting content;
(b) contain hate speeches, pornography or extortion/threatens content, gambling, violence, or misuse of narcotics, psychotropic substances or other addictive substances, or encourages the public to commit violence or other unlawful acts;
(c) violate any intellectual property rights of any party;
(d) has a tendency to cheat others or use as a mask to be someone else or to describe your identity or your affiliate with anyone through illegal;
(e) give the impression that the content originated from the Company (related to content is not from the Company); or
(f) violate legal obligations of any third parties, such as contractual obligations or confidentiality obligations. By uploading any documents or content to the Website, you give the rights to use, copy, save, publish, reshape, and distribute the uploaded content to third parties of performing our rights and obligations to serve you as digital information technology-based platform. You have the right to withdraw the uploaded documents or content at anytime. However, any rights that you have granted to us as referred to above shall remain in force following such withdrawal unless specifically requested otherwise.

9. Limitation of responsibility

The Company provides, manages and operates the Platform between registered users. Lending relationships between the lenders and the borrowers are stipulated in the respective loan agreements executed by the respective parties. The Company facilitates the needs and complaints of each registered users. The Company may not provide any guarantee or security over any proceeds which maybe obtained using the Platform. The Company shall bear no responsibility for any decisions taken by any registered users when using the Platform. In case of breach of any above-mentioned representations or warranties, the Company shall be indemnified in any case. The Website may contain typographical errors, other errors or omissions, and you hereby agree to waive us of any legal liability regarding such as errors or omissions.

10. Compensation

By using the Website or the Platform, you hereby consent to the extent permitted by law to indemnify and wave us, our directors, managers, officers, affiliates, agents, contractors, licensors, assigns of any claims arising out of your violating of these Terms & Conditions or your use of the services provided within the Platform or by our action apart from our investigation on alleged violation of these Terms & Conditions by you or as a result of the findings or decisions of investigation result.

11. Termination

You hereby acknowledge and agree that the Company reserves its right and sole and absolute discretion to delete your account maintained within the Platform, restrict your access thereto and to terminate all relations with you upon occurrence of any reasonable belief of your violation of the Terms & Conditions. You can terminate the Terms & Conditions by giving us a prior written notice 7 (seven)business days before such termination provided that you have no outstanding loans (if you are a borrower) to the Company. After termination of the Terms & Conditions, the Company shall not be obliged to provide any access to information regarding previous activities within the Platform.

12. Communication and electronic documents

By registering as a lender or as a borrower, you agree that all communication between you and the Company in connection with the services provided through the Platform will be made with your contact detail as indicated upon your registration as a user. The Company reserves the right to determine the most appropriate way of communication. The Company may also communicate with you by making certain publications on the Platform. You hereby agree to accept all documents, notices and agreements sent by electronic channels through the Platform and acknowledge that such delivery shall be deemed valid and have the same legal force and effect as physical delivery. All agreements, documents, notices and agreements sent by electronic channels through the Platform are executed electronically or with digital signatures and have the same legal force and effect. Any approvals that you have provided electronically is legally binding on you as a service user.\

13. Use of cookies and others similar technology

The Website uses HTTP cookies technology. Cookies are a small information file written and stored on your electronic device by the website that you visited, so the Website can identify you for next visits. Cookies are used for several things, such as to store your preferences, for example, to choose the location, so you don’t need to fill the same information each time you visit a website, to know your visit patterns, to improve the performance of the website, and to evaluate our marketing efforts effectiveness. You can arrange to block or not enable cookies or other similar technology by making appropriate arrangements in your electronic devices or browsers.

14. Third-party website link

The Website can, occasionally, contain links to third party’s websites that are beyond the control of the Company. The Company shall not be responsible for any information and content of such other websites and may not guarantee protection and confidentiality of your information that you provide on such other websites.

15. Miscellaneous

You cannot transfer your rights and obligations under the Terms & Conditions to any other third party without the Company’s prior written consent. The Company may transfer its rights and obligations under the Terms & Conditions to any third parties even without your consent.
If any provision of the Terms & Conditions becomes invalid, it shall not affect the validity of other provisions of the Terms & Conditions. Assignment of an obligation under the Terms & Conditions may only be done expressly and in writing and signed by the party concerned. These Terms & Conditions do not contain any provisions that may be deemed or constitute a partnership or joint venture between you and the Company. The Terms & Conditions apply regardless of how you access the Platform (including access through the Website or mobile application).

If you have any questions related to the Terms & Conditions, please contact:
Customer Services – info@cash-express.ph
Compliance and Data Protection Department – compliance@cash-express.ph
Cash-Express Philippines Financing Inc.
Level 10-1 One Global Place 25th Street Cor. 5th Avenue, Fort Bonifacio, Taguig City
Telephone: +632 7902-7390

16. Applicable law and dispute resolution

The Terms & Conditions and the matters governed therein shall be subject to the laws of the Republic of the Philippines.

All disputes arising out of or related to the Terms & Conditions, the matters governed therein shall be resolved exclusively by arbitration under the arbitration laws, rules and jurisdiction of the Republic of the Philippines.

Privacy Policy

Effective date:21 Fabruary 2023

Cash-express respects your privacy and is committed to protecting your personally identifiable information (PII) that may be collected through your use of our website or mobile application. This privacy policy describes how we collect and use your personally identifiable information and how you can control that use
Please read this Policy carefully. By using our Site or Services, you agree to our collection, use, and sharing of your personally identifiable information as described in this.
Information Collection and Use
Personal data
While using our website or Services, we might ask you to provide us with certain personal data that can be used to contact or identify you. Personal data may consist, but is not limited to
  • contact information:
  • • full name
  • • contact number
  • • email address
  • • postal address
  • • and other similar information
  • Financial Information:
  • • full bank account details
  • sensitive personal information :
  • • contact information
  • • marital status
  • • government-issued ID details
  • • postal address
  • • Address, State, Province, ZIP/Postal code, City
Personally identifiable information (PII) input by Third Party
Please note that if you use our Website or Services in place of other people, such as your family, friends or employees, you must ensure that you are authorized to provide us with their Personal Information. Use of the Website in this manner automatically presumes that you have obtained proper authorization from the owners of the Personal Information and have informed said persons of this Privacy Policy. You hereby represent and warrant that all your family, friends or employees whose personal information you have provided to us have agreed to the use, processing, storage, and/or disclosure of their data in accordance with this policy and all applicable laws.
Tracking and Cookies
Depending on your When you access our Website, we may use cookies or similar technologies on your computer or other devices to record information. Cookies are files with a piece of data, which may include an anonymous unique identifier and can be stored on your hard drive to help us improve your access to the Website and identify repeat visitors. You are free to decline our Cookies on your computer or other devices unless our Cookies are required to prevent fraud or ensure the security of websites we control. However, the use of the Website may be limited if you do not accept our Cookies.
Use of Data
  • We use the collected data for various purposes:
  • • To provide and maintain the Service
  • • Verify your identity and contact details
  • • To notify you about your transactions & changes to our Service
  • • contact you and update you on the performance of our Services
  • • Communicate with you and process your requests
  • • Offer surveys, promotions, and marketing communications
  • • Contact supplied personal references to verify the accuracy of the information and coordinate as to the identity and personal circumstances of the client
  • • To Provide funds transfer services and related services
  • • To provide customer care and support
  • • To monitor the usage of the Service
  • • To detect, prevent and address technical issues
  • • Provide electronic funds transfer services and related services
  • • Collection of delinquent accounts
Electronic communications
  • From time to time you will receive disclosures, notices, documents and information based on your current loan status (“Communications”) from Cash-express e.g.:
  • • confirmations of Loans obtained by you
  • • confirmation of email address or password changes
  • • inquiries regarding the activity or status of
By creating an account with Cash-express on the Website, you agree that all Communications from Cash-expressrelating to your use of the Website and participation in the Program may be provided or made available to you electronically by mobile SMS, by e-mail or at the Website
Mobile Accessibility
We may offer you the ability to connect with our Services using a mobile device, either through a mobile application or via a mobile optimized website. This Privacy Policy applies to all the devices.
Disclosure of Data
Cash-express will not rent or sell your personal information to third parties for their business purposes, such as, including without limitation, marketing and advertising without your express consent and authorization unless it’s a Legal Requirement
Legal Requirements
  • We may disclose your Personal Information in the good faith belief that such action is necessary to:
  • • To comply with a legal obligation
  • • To protect and defend the rights or property of Cash-express
  • • To avoid or examine possible wrongdoing in connection with the Service
  • • To avoid or examine possible wrongdoing in connection with the Service
  • • To protect against legal liability
Security of Data
The security of your data is our priority & important for us, however, no method of transmission over the Internet, or method of electronic storage is 100% secure. Though we strive to practice commercially satisfactory means to protect your Personal Data, we cannot assurance its absolute security.
Service Providers
We may get the service of third party companies and individuals to facilitate our Service to provide the Service on our behalf, to perform Service-related services or to assist us in analyzing how our Service is used.
These service providers have access to your Personal Data only to accomplish these tasks on our behalf and are obliged not to disclose or use it for any other purpose.
Links to Other Sites
Our Service might contain links to other websites that are not operated by us. If you click on a third-party web link, you will be directed to that third party’s website. We have no control over and assume no responsibility for the content privacy policies and practices of other websites and other parties are governed by their respective terms of use and privacy policies.
Children’s Privacy
Our website or Service does not aim anyone under the age of 18 years old. We do not knowingly collect, use, provide, or process in other forms any personally identifiable information from anyone under the age of 18.
Changes to this Privacy Policy
We may update or modify this Privacy Policy from time to time If any changes are made. We will reflect on the date on which any such changes are made and posted by updating the “effective date” date at the top of the page. If we make any material changes, will notify you by email or a notice on this Website prior to the change becoming effective. Please be sure to check this page periodically for changes.
Contact Us
  • If you have any queries about this Privacy Policy, please contact us:
  • By email: info@cash-express.ph
  • Address: Level 10-1 One Global Place 25th Street Cor. 5th Avenue, Fort Bonifacio, Taguig City