Online Loan in Philippines: Apply cash loan with low interest with Cash-express

Only 1%
for the first loan

Only 1%
for the first loan

Only for repeated clients
Loan amount
0 10 000 0

Settlement amount


Cash-express is FAST, EASY and CONVENIENT

  • Quick approval in
    15 minutes
  • Loan amount up to
    PHP 20 000
  • Need only
    one document

Cash-express Advantages

  • Easy

    Simple and quick solution at the tip of your fingers

    • Apply anywhere you are
    • Only one document needed
  • Advance & Secured

    CXPH is utilizes advance digital tools to ensure your data is protected.

    • We carry the NPC (National Privacy Commission) seal of accreditation
    • We use the highest level of security to process and store your data. You are guaranteed confidentiality
  • Fast & Convenient

    It only takes 5 minutes!

    • Get your loan proceed instantly in your bank account
    • Repay via online banking
    • Extend your loan due date

Getting the loan is easy!

  • 1


    Create your profile and fill-out the application form

  • 2


    Take our call and wait for the decision in just minutes

  • 3


    Once approve, money is transferred instantly to your bank

Customer testimonials


The service is good and the process as well since you give a 1% interest for the initial loan. I did not get my requested amount but that’s acceptable because it was my first loan. The process and approval were completed within 15 mins. The Customer Service was a great help to finish my application. I rate you to 10 for excellent service and fast approval. For the time being, I don’t have any thoughts or remarks about your loan process. You have a good system or process. more


Good and excellent service. My loan amount request was not met but that is fine. The process was good, quick and convenient because you gave it a prolongation. I was a first-time borrower who felt it was a fraud, but the customer service was quite helpful until I received the approved amount. more


The Customer Service is good in assisting my concerns and application. There is no issue with the process because you have fast approval and excellent help from customer service. You guys need to increase the amount of money you lend and the terms you provide. more


I got the concern on the mobile number, but the customer care is extremely attentive and willing to assist me with whatever information I require. You have a good service compared to other companies and I will give you a 10 score for the service. My only concern is that I wish you could have an online application rather than a website. more

Imus, Cavite

When it comes to client inquiries, you respond quickly. The amount you provided was fit for emergency situations. The loan application was completed online, the process was quick. Customer service is friendly and helpful, and they have good cooperation. Approval and disbursement is in fast process. I’m hoping that the interest rate on the second loan will be lower. more


What are Online Loans in the Philippines

Are you in urgent need of cash, but don’t have enough savings or access to traditional loan options? Online loans in the Philippines with cash-express may be the solution you’re looking for. Lately, the popularity of online lending has grown exponentially, especially in developing countries like the Philippines. With cash-express, you can conveniently apply for cash loan online and receive your funds in as little as one business day.

Have you ever found yourself in a financial bind with no immediate solution in sight? Maybe you need to pay for a medical emergency, repair a broken car, or cover unexpected expenses. Whatever the reason may be, cash-express loans in the Philippines can offer a fast and convenient solution. But before you dive in headfirst, it’s essential to understand the risks and benefits of online lending. So, let’s take a closer look at how online loans in the Philippines with cash-express work and whether they’re the right choice for you.

How to get a fast online loan?

If one finds oneself in a situation requiring immediate financial aid, securing a fast loan through Cash-express is a viable solution. This process entails completing an application form and undergoing a brief verification process. Once approved, the loan amount will be deposited into one’s bank account directly. Moreover, one can extend the due date of the loan with ease. To apply, one must create a personal profile and submit an application form. Then, one must await a decision, which typically takes up to 15 minutes to process. If approved, the funds will be transferred immediately to one’s bank account.

Cash-Express offers customers loans with flexible limits and payment periods. Customers can borrow any amount between 1000 and 20,000 PHP, with payment periods of either 7 or 14 days. This allows borrowers to pay off the loan according to their personal cash flow. To borrow money from Cash-express, customers need only provide a valid ID.

When do you need a quick loan?

There are several situations where you might need to consider taking out an online loan. Such loans are a popular option for Filipinos who need to access fast and convenient financing. Here are some situations where an online loan might be useful:

– Holidays. We prepare surprises for our loved ones every time, but we can’t always calculate the budget. And now, when you have already purchased groceries and almost thrown a party, it turns out that gifts have not been bought. Here you can represent any part of the party for which there was not enough money.

– No salary. Many families are faced with this situation every day. You have no money even for food and other basic things.

– Repairs and other unforeseen expenses. It’s hard to calculate the budget we spend on home improvement. Most often, to fulfill the entire plan, we do not have enough money for the necessary part in the interior or for paying for services.

Emergency expenses: Unexpected expenses such as medical bills or home repairs can arise at any time. If you financially need urgently and don’t have access to other sources of financing, an online loan can be a practical option.

– Short-term financing: If you need to borrow money for a short period, such as to pay for a special occasion or cover a temporary cash flow shortfall, an online loan may be a good choice.

However, it’s important to note that taking out a loan is a serious financial commitment. Before applying for a loan, make sure you have a clear plan for how you will repay the loan and consider the interest rates and fees involved.

Where to get a cash loan urgently?

There are several companies in the Philippines that offer fast online loans that allow you to get a loan without leaving your home. The loan application process is easy and convenient, and typically requires only one valid ID and a bank account.

It’s important to note that while these companies may not require credit history, work experience, education, or marital status, they still have specific eligibility criteria, such as a minimum income requirement. Make sure to read the terms and conditions carefully before applying.

Read the brief instructions or read the website, register and indicate your card so that money will be sent directly to it

Advantages of a loan online on your card

– Most often, a comfortable amount for a loan is 10,000 PHP. Do you remember the situations we described above? Then it becomes clear that this amount is enough to solve the most urgent issues here and now.

– You can use the money at your discretion, you do not need to account for each purchase.

– All conditions for obtaining a loan are indicated on the company’s website, there are no hidden fees.
You can take out a loan online 24 hours a day in 15 minutes, as well as repay it.

Online loans can offer several advantages over traditional loans, especially when it comes to the convenience and speed of the application process. Here are some advantages of taking out a loan online and having it credited directly to your card:

– Convenience: One of the most significant advantages of online loans is their convenience. You can apply for a loan from the comfort of your home or office, without having to visit a physical branch. This can save you a lot of time and effort compared to traditional loans.

– Unsecured loans: Online loans are usually unsecured, which means you do not need to provide collateral property to secure a loan. It is convenient if you don’t have any assets to pledge.

– Faster processing times: Online loans can be processed much faster than traditional loans. Some lenders can approve your loan application within minutes and have the money credited to your card within the same day. This can be very helpful if you need the money urgently.

– Flexible repayment: Many loan apps offer flexible repayment plans that can make it easier and more convenient for you to pay off your loan. Some lenders allow you to customize your repayment schedule and choose the loan term that suits you best.

– Lower fees: Online loans may come with lower fees and interest rates than traditional loans. Since online lenders have lower overhead costs, they can pass on the savings to their customers in the form of lower fees and interest rates.

Overall, online loans can be a great option if you need quick access to cash and want a convenient and flexible loan product. However, it is essential to read the terms and conditions carefully before applying for a loan and ensure that you can afford to repay it on time to avoid getting into debt.


How to get an online loan in Cash-express

To get an online loan from Cash-express, you can follow these simple steps:

– Register: Create your profile and fill out the application form with loan calculator.

– Get verified: Take their call and wait for the decision in just minutes.

– Get credited: Once approved, the money is transferred instantly to your bank account.

Cash-express operates in online loans, and you only need an ID card to be able to borrow money. The company has a fully automatic review system, and after two hours and no more than 24 hours, you can receive the disbursed money via ATM card or bank account if your application is successful.

It’s important to note that when applying for online cash loans from a legit lender like Cash-express, you will only need to provide supporting documents such as proof of identification, address, and income. You should not be asked to pay an upfront fee of any sort, and applying for a loan from an online loan company is safe as long as you only deal with legitimate companies.

Fast approval loans

If you’re in need of a fast loan in just 15 minutes, Cash-express may be able to help you out. With their instant approval process, you could potentially receive a loan amount of up to PHP 20,000 without having to jump through hoops or wait days for a decision. So if you’re facing an unexpected expense or cash flow crunch, don’t worry – Cash-express is here to help you get the funds you need quickly and easily.


First loan terms

You can get the first loan in Cash-express for 7 or 14 days.

1) The first 7 days for a loan with regular payment every 7 days = 1% per day of the loan body, then, starting from the 2nd period, the rate = 1.99% per day of the loan body.

2) The first 14 days for a loan with regular payment every 14 days = 1% per day of the loan body, then, starting from the 2nd period, the rate = 1.99% per day of the loan body.

An example of calculating a first loan with a standard interest rate of 1% per day.
Loan amount – 1000 PHP, duration – 7 days, interest – 1% per day.

(0.01 * 7 * 1000) + 1000 = 1070 PHP. Total payment amount: 1070 PHP.

Repeated loan terms

The repeated loans terms are 7 or 14 days.

1) Rate = 1.99% per day from the loan body.

An example of calculating a repeat loan with a standard interest rate of 1.99% per day.
Loan amount – 1000 PHP, duration – 7 days, interest – 1.99% per day.

(0.0199 * 7 * 1000) + 1000 = 1139,3 PHP. Total payment amount: 1139,3 PHP.

If you have any additional questions, please, contact our support service: online chat or by phone numbers on the site.

Late payment/Penalty

1) Penalty is accrued daily during the delay, starting from the 1st day of delay and until the end of the delay or until the full repayment of the loan or until the sale of the loan or until the suspension of accruals on the loan.

2) Penalty rate = 1% per day of the loan body.

3) Extra-penalty is charged on 5, 10, 15, 20, 25 and 30 days of delay.

4) Extra penalty = 125 PHP

Cash-express advice to clients

Cash-express provides useful advice to its clients to ensure a smooth borrowing experience. Clients can track their loan using their personal account and are advised not to postpone loan repayment. This will enable them to get a second loan even faster and on more profitable terms. Clients can also pay off their debt via Dragonpay, GCash, CLIQQ, 7eleven and other internet services and contact the support service via phone or email. Cash-express provides contact information for customer services and compliance and data protection department on their website. It is essential to comply with the applicable law and dispute resolution, which is provided by Cash-express Philippines.

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