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Quick approval in
15 minutes -
Loan amount up to
PHP 20 000 -
Need only
one document
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Easy
Simple and quick solution at the tip of your fingers
- Apply anywhere you are
- Only one document needed
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Advance & Secured
CXPH is utilizes advance digital tools to ensure your data is protected.
- We carry the NPC (National Privacy Commission) seal of accreditation
- We use the highest level of security to process and store your data. You are guaranteed confidentiality
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Fast & Convenient
It only takes 5 minutes!
- Get your loan proceed instantly in your bank account
- Repay via online banking
- Extend your loan due date
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1
REGISTER
Create your profile and fill-out the application form
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2
GET VERIFIED
Take our call and wait for the decision in just minutes
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3
GET CREDITED
Once approve, money is transferred instantly to your bank
Experience Your First Online Loan in the Philippines: Enjoy 7 Days of 0% Interest!
Looking for a simple way to access fast cash? Whether it’s for emergencies, unexpected expenses, or a personal project, we’ve got you covered. Our online loan services in the Philippines offer flexibility, speed, and convenience.
What Are Online Loans and Why Should You Consider Them?
When you need financial support, but don’t have the savings or traditional loan options, an online loan can be a lifesaver. With our user-friendly platform, you can apply for a loan anytime and get cash fast. Our online loans are unsecured, meaning no collateral is required. This makes them ideal for medical emergencies, car repairs, home improvement projects, and more.
We process applications within one business day, ensuring you get the money you need quickly, with minimal hassle!
Here are our key details when you apply with us:
Loan Amount: PHP 1,000 to PHP 30,000
Term Options: 7, 14, 21, or 31 days
Interest Rates:
- First 7 Days: 0% interest
- 8–14 Days: 1% per day
- For Returning Customers: 1.5% to 3.98% per day
Approval Time: 5–15 minutes
Eligibility Age: 21–70 years old
Requirements: Must be currently employed or have a stable income
Required Documents: Valid IDs such as Passport, National ID, Driver’s License, SSS, UMID, Postal ID, or PRC ID
How to Apply for a Quick Loan
Our online application process is straightforward and hassle-free. Here’s how you can secure your loan:
- Create a Profile: Register on our website and fill out the application form.
- Get a Decision Fast: Once your application is submitted, you’ll receive a decision within 15 minutes.
- Receive Your Funds: Upon approval, the loan amount will be deposited directly into your bank account or e-wallet.
Loan Extension? No Problem! If you need more time, extending your loan term is easy with just a few clicks in your account.
Situations That Call for a Loan
Many Filipinos opt for online loans when traditional banking services are inaccessible. The convenience and speed of online lending make it a popular choice for those in urgent need of cash.
Holidays and Special Occasions: Don’t let a lack of funds spoil a special celebration. Whether it’s for gifts, food, or travel, we can help you keep the festivities alive.
Salary Delays: Struggling with delayed wages? A short-term loan can help cover essential expenses like groceries, utilities, and rent while you wait for your next paycheck.
Unexpected Expenses: Whether it’s car repairs, home maintenance, or medical bills, unexpected costs can pile up. A quick loan can give you the financial breathing room you need.
Upgrading Gadgets or Appliances: Need to replace an old phone or laptop? You can use your loan to get the latest gadgets or household appliances delivered straight to your doorstep.
The Benefits of Online Loans from Cash-Express
Cash-Express delivers a convenient loan option tailored for short-term financial needs. Here are the advantages you can enjoy:
Convenience
With Cash-Express, you can complete your loan application from the comfort of your home—no need to wait in line at a bank!
Flexible Repayment Options
Choose your repayment period that works best for you. Whether it’s 7 or 14 days, our payment plans are designed for your convenience.
High-Level Security
Rest assured that your personal information is safe. Our cutting-edge encryption technology ensures your data is secure during the online application process. Cash-Express is accredited by the National Privacy Commission, emphasizing our commitment to your confidentiality.
Quick Approvals
Receive cash in just 15 minutes with Cash-Express. Skip the lengthy waiting periods and cumbersome processes—our instant approval loans can provide you with up to PHP 30,000 in a snap. If you’re facing an urgent financial need, our speedy loans are here to help!
Low-Interest Rates with Cash-Express
Cash-Express proudly offers competitive loan rates in the Philippines. Your interest rate is influenced by:
- First-Time or Repeat Client: As a new client, your rate may be slightly higher compared to repeat clients. New customers can enjoy a maximum amount of 10,000 PHP at a 0% annual percentage rate (APR) during the first 7 days of the credit plan!
- Repayment Frequency: Choose between repayment terms of 7 or 14 days, as interest rates will vary based on your selection. Generally, longer repayment periods may come with higher rates, but they usually lead to smaller, more manageable payments.
First Loan Terms
Experience easy borrowing with Cash-Express. For a 7-day loan, you’ll benefit from 0% interest on the principal for the first week, transitioning to just 1.99% daily interest after that. Similarly, with a 14-day loan, the interest rate is 1% for the first 14 days, with a low daily rate of 1.99% for any subsequent period. Our goal is to provide you with easy access to funds without hidden fees.
Repeat Loan Terms
For our loyal customers, we maintain low-interest rates similar to your initial loan. That means you can enjoy the same 1.99% daily interest with no additional renewal fees.
Don’t hesitate—apply for a low-interest loan from Cash-Express today and receive the assistance you need promptly! Our simple application process allows for quick access to credit without unnecessary complications.
Late Payments and Penalties
If you miss a payment, penalties will start accumulating immediately—right from the first day of delay until the loan is fully repaid or accruals are suspended.
A penalty rate of 1% of the loan amount will be charged per day, with additional penalties on the 5th, 10th, 15th, 20th, 25th, and 30th day, amounting to 125 PHP. Timely repayments are crucial to avoid financial strain and maintain a good credit score. If unforeseen circumstances arise that hinder your ability to pay, please reach out to our customer service team for support. We’re here to help!
Need Help? Call Us!
If you have any questions or require assistance, don’t hesitate to reach out and contact us! Our friendly team is ready to support you. Your financial well-being is our priority, and we’re here to ensure you have a smooth borrowing experience.