Loan Amount: PHP 500 to PHP 40,000

Repayment Period: Minimum 61 days, Maximum 182 days.

Term Options:
182 days with 7 days payment frequency; or
182 days with 14 days payment frequency; or
189 days with 21 days payment frequency; or
180 days with 30 days payment frequency.

Interest Rates:
First 7 Days: 0% interest
14 Days: 1,99% per day
For Returning Customers: 1.5% to 1.99% per day
Maximum Annual Percentage Rate (APR): The maximum APR for our loans is 726.35%.
This rate includes all applicable interest and fees over the course of the year.

Approval Time: 5–15 minutes
Eligibility Age: 21–70 years old. Must be currently employed or have a stable income
Required Documents: Valid IDs such as Passport, National ID, Driver’s License, SSS, UMID, Postal ID, or PRC ID

Representative Loan Example:
Loan Amount: PHP 10,000. Repayment Term: 182 Days. Interest Rate: 0% for the first 7 days, followed by 1.99% per day on the principal amount for the remaining 175 days.
Applicable Annual Percentage Rate (APR): 726.35%. Calculation of Total Interest: (PHP 10,000 x 0.0199) x 175 days = PHP 34,825. Total Amount Payable: PHP 10,000 (Principal) + PHP 34,825 (Interest) = PHP 44,825

How to get a profitable loan?

Situations in which you need money urgently can arise suddenly. That’s why you can get a quick loan directly to your bank card at any time of the day or night. Below, we’ll tell you how to do it profitably.

When do you need a loan?

Let’s take a look at a few stories.

– Holidays. We prepare surprises for our loved ones every time, but we can’t always calculate the budget. And now, when you have already purchased groceries and almost threw a party, it turns out that gifts have not been bought. Here you can represent any part of the party for which there was not enough money.
– No salary. Many families are faced with this situation every day. You have no money even for food and other basic things.
– Repairs and other unforeseen expenses. It’s hard to calculate the budget we spend on home improvement. Most often, to fulfill the entire plan, we do not have enough money for the necessary part in the interior or for paying for services.

Where to get a cash loan urgently?

There are companies in the Philippines that provide fast online loans. You can get money from the comfort of your home. Read the brief instructions or read the website, register and indicate your card so that money will be sent directly to it. These companies don’t pay attention to your credit history, work experience, education or marital status. You need only one document and bank account.

Advantages of a loan online on your card

– Most often, a comfortable amount for an online loan is 10,000 PHP. Do you remember the situations we described above? Then it becomes clear that this amount is enough to solve most urgent issues here and now.
– You can use the money at your discretion, you do not need to account for each purchase.
– All conditions for obtaining a loan are indicated on the company’s website, there are no hidden fees.
– You can take out a loan online 24 hours a day in five minutes, as well as repay it.

How to get an online loan in Cash-express

– Use the calculator to apply for a personal loan: specify the amount and click the button of “Apply for a loan”.
– You need to register to receive money on the card. To do this, enter the necessary data in the application form, confirm the terms of the loan, agree with the terms of its registration, add a photo of the document to pass verification.
– Check the correctness of the specified data, because a mistake in them may lead to a refusal to apply for a loan.
– Wait for our call: you will be informed of the decision on your application.
– Cash-express will send money to your card right away.

Cash-express advice to clients

Track your cash loan using your personal account. Do not postpone loan repayment. Then you can get a second loan even faster and on more profitable terms. You can pay off the debt through Internet banking.